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100% Free Assistance

Expert, end-to-end loan guidance at zero cost — your personal loan advisor handles every step.

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Maximum Coverage & Savings

Get the highest eligible loan amount with the best interest rates and the most savings on your terms.

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One Application, Many Lenders

Apply once and we match you with multiple banks & NBFCs to find your best-fit offer.

Why families trust us

Funding global dreams, made simple

5,000+

Students assisted with loan offers

₹3,000 Cr+

Education loans sanctioned

20+

Trusted lending partners

Official Education Finance Partner

Study now, fund it smartly with HDFC Credila

HDFC Credila is India's first dedicated education-loan company. Together, we make financing your global education fast, transparent and stress-free.

HDFC Credila Official Finance Partner
  • Loans up to ₹75 lakh and beyond, based on course & profile
  • Collateral-free options for eligible students
  • Covers tuition, living, travel, insurance & more
  • Tax benefits under Section 80E on interest paid
100%
Free assistance
₹75L+
Loan amounts
80E
Tax benefit
Fast
Approvals
How it works

Your roadmap to loan approval

A personalised loan advisor guides you through every step — you focus on your admission, we handle the finance.

Share your profile

Tell us your course, country and budget. We assess your loan eligibility in minutes.

Compare lenders

One application unlocks multiple bank & NBFC offers — including HDFC Credila — side by side.

Pick the best offer

Your advisor helps you choose the right interest rate, tenure and collateral option.

Documentation & sanction

We help prepare and submit documents for a smooth, fast sanction letter.

Disbursal & visa

Get your loan disbursed and a sanction letter ready for your student visa application.

Loan options

Secured & unsecured education loans

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Secured (with collateral)

Backed by property, FD or securities. Typically higher loan amounts, lower interest rates and longer repayment tenures.

Unsecured (collateral-free)

No collateral required for eligible students & courses. Faster processing — ideal when you need quick, paperwork-light funding.

What the loan covers

  • Tuition & university fees
  • Living & accommodation expenses
  • Travel, insurance & exam fees
  • Laptop, books & study equipment

Documents you'll need

  • Admission/offer letter from the university
  • Academic transcripts & test scores (IELTS/GRE etc.)
  • KYC of student & co-applicant (ID, address proof)
  • Income proof of co-applicant & collateral papers (if secured)
FAQs

Education loan questions, answered

How much can I borrow for studying abroad?

Loan amounts depend on your course, country and profile. Secured loans can go well beyond ₹75 lakh, while collateral-free loans are available for eligible students and courses.

Do I need collateral?

Not always. Many students qualify for collateral-free (unsecured) loans. For larger amounts, a secured loan against property, FD or securities usually offers better rates.

Is your loan assistance really free?

Yes — our loan guidance is 100% free. We help you compare lenders, prepare documents and secure the best offer at no cost to you.

When should I apply for the loan?

Ideally as soon as you have your admission or offer letter, so your sanction letter is ready in time for your visa application.

Are there tax benefits on education loans?

Yes. Under Section 80E, the interest paid on an education loan is eligible for income-tax deduction for up to 8 years.

Ready to fund your dream?

Check your loan eligibility — free

Talk to a Unify Abroad finance advisor and get matched with the best education-loan offers, including HDFC Credila.

Check Loan Eligibility